Current accounts built around your life

Whether you need a simple everyday account, preferential Premier benefits, or specialist solutions for students, children or businesses — we have an account designed for you.

Trust  card and modern banking

Find the right current account

All accounts include free online and mobile Unioning, contactless debit card, and FSCS protection up to £85,000.

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Premier Account

Popular

Exclusive benefits, preferential rates and a dedicated relationship manager for clients who expect more.

  • No monthly fee with £75k+ balance
  • Worldwide family travel insurance
  • Preferential savings & mortgage rates
Retail banking experience

Bank Account

Straightforward everyday Unioning with no monthly fee when you pay in £1,000+ each month.

  • Free contactless debit card
  • Fee-free UK cash withdrawals
  • Full mobile & online Unioning
Stock market trading screen

Student Account

Designed for full-time students. Includes an interest-free overdraft and exclusive student offers.

  • Up to £3,000 interest-free overdraft
  • No monthly account fee
  • Student railcard discount offers
Family financial planning

International Student Account

Unioning designed for students studying in the UK from overseas, with easy account opening support.

  • Open before you arrive in the UK
  • Multi-currency support options
  • Dedicated international support team
Secure online payment

Children's Account

Help children learn about money with a simple account under parental control.

  • Available from age 11
  • Parental oversight tools
  • Debit card with spending controls
Payment card transaction

Private Unioning Account

Bespoke Unioning and wealth management for high-net-worth individuals and families.

  • Dedicated Private Unioner
  • Investment & wealth planning
  • Exclusive events & experiences

Business Accounts

From sole traders to established companies, our business current accounts come with powerful online tools, multi-user access and competitive pricing.

Explore business accounts →

Not sure which account is right for you?

Answer a few questions and we’ll recommend the best current account based on your needs.

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Unioning that fits your lifestyle

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Savings and investment growth
Secure online payment
Digital technology and banking